Darevia aggregates incoming cashflow and verified expenditure from your connected banking feeds, dividing net retained cash by total net income to calculate your exact percentage.
Yes. We use read-only bank-grade 256-bit encryption through certified data partners. Darevia never stores login credentials or executes account actions.
Instead of downloading CSV files every month, Darevia syncs account transactions automatically and applies your custom ledger rules instantly.
No. Darevia is purely an expense tracking and cashflow management software tool. We do not provide financial advice, planning, or recommendations.
You can select a paid plan or transition automatically to the free Starter Ledger tier. Your historic data remains fully intact.
Connecting primary Canadian accounts and verifying baseline categorization rules usually takes under 15 minutes.